What we shipped.

MiCA-compliant routing & EURC auto-swap

Smart compliance routing now detects EU-domiciled users and automatically swaps incoming USDC to EURC to satisfy MiCA requirements. Zero manual steps.

x402 agentic payments endpoint & MCP server

AI agents can now pay for HTTP resources using the x402 protocol. The MCP server ships as an npm package, letting any LLM tool-use framework orchestrate Furlpay actions.

Solana Actions/Blinks template & 9 public repos

A ready-to-deploy Solana Actions template joins the ecosystem. With 9 public repos on GitHub, Furlpay is the most open fintech stack on Solana.

Portfolio-backed credit line & AI chat assistant

Borrow against your stocks and crypto without selling. The AI chat assistant can answer questions, initiate transfers, and explain your portfolio — all from a single prompt.

Fractional investing via Alpaca & advanced charts

Buy fractional shares of 5,000+ US stocks and ETFs starting from $1. Advanced candlestick charts, indicators, and portfolio analytics are now live.

Multi-currency banking via Wise & bill payments

Local account details in 40+ currencies powered by Wise. Pay utility bills, subscriptions, and invoices directly from your balance.

Virtual Visa card & cashback rewards

Spend your USDC balance anywhere Visa is accepted with an instant virtual card. Earn up to 3% cashback settled directly to your wallet.

WebAuthn passkey auth & MPC custody

Phishing-resistant login with device-bound passkeys. 2-of-2 MPC custody splits keys between your device and an HSM policy gate — no single point of failure.

Dashboard & Cmd+K command palette

The unified dashboard surfaces balances, recent transactions, portfolio performance, and card status. Cmd+K lets power users navigate anywhere instantly.

Next.js monorepo initialized & design system

Day zero. Turborepo monorepo with Next.js 15, the glass-card design system, OLED-dark theme, and neon accent tokens — the foundation of everything that follows.