Investing

Invest in US stocks, ETFs, and crypto.

Fractional shares from a few dollars, live markets, and portfolio-backed credit — held in the same passkey-secured account as your payments and USDC.

Furlpay lets you hold fractional US stocks, ETFs, and crypto next to your spending balance, and borrow against that portfolio without selling — one account, secured by passkeys.

Built for one balance

Fractional shares

Buy a slice of any US stock or ETF from a few dollars — no need to afford a whole share.

Real-time markets

Live quotes, movers, indices, and charts, with research insights published alongside the product.

One balance

Your investing sits next to spending and USDC — move between them without leaving the app.

Portfolio-backed credit

Borrow against your stocks and crypto without selling, so you keep your upside and avoid a taxable event.

Passkey-secured

The same phishing-resistant, seed-phrase-free account that powers payments protects your portfolio.

Research insights

In-house market insights and explainers, indexed and citable, to inform decisions — not financial advice.

Frequently asked questions

Can I invest in US stocks and ETFs with Furlpay?

Yes. Furlpay offers fractional investing in US stocks and ETFs alongside crypto, so you can build a portfolio from a few dollars and manage it in the same account as your spending and USDC balance.

What is a portfolio-backed credit line?

It lets you borrow against your stocks and crypto without selling them. You pay interest only on what you draw, keep your market upside, and avoid triggering a taxable sale.

Is investing with Furlpay financial advice?

No. Furlpay provides tools and market data, not personalized financial advice. Investing carries risk and you can lose money; research insights are educational, not recommendations.

Put idle balances to work

Fractional investing, live markets, and research insights.

Furlpay is not a bank or a registered investment adviser. Investing involves risk, including possible loss of principal. Nothing here is financial advice.