Payments
The crypto payment gateway that costs 0.5%.
A live fee API, EIP-3009 authorizations and built-in sanctions screening for USDC on Arbitrum. Integrate today; merchant settlement is in development.
Furlpay prices USDC payments on Arbitrum One (Chain ID 42161) at a flat 0.5% per transaction — about 85% cheaper than the 3.5% average card interchange. A merchant doing $1M a year would save roughly $30,000.
Where this stands today. The fee API, the quote, the EIP-3009 authorization and the SDKs are live — you can integrate and test the full request shape now. Furlpay broadcasting settlement on your behalf is in development: the production signer and RPC endpoint are not configured, so /api/rails reports these rails as not configured. We are not taking live merchant volume yet.
Why merchants switch
0.5% flat
One rate, no monthly fee, no setup fee, no interchange. Gas on Arbitrum is a fraction of a cent.
Sub-second settlement
Payments finalize on Arbitrum One (Chain ID 42161) in about a second — funds are yours immediately, not in 2–3 days.
Live fee API
Quote any payment in real time at /api/payments/fees/estimate. No hidden FX spread, no surprise markups.
Sanctions screening
Both sides of every payment are screened against sanctions lists before settlement — compliance is built in, not bolted on.
Passkey wallets
Customers pay from phishing-resistant, passkey-secured wallets. No seed phrase, no browser-extension popups.
On-chain receipts
Every payment links to Arbiscan and returns a signed receipt you can reconcile programmatically.
See your savings
You save
$16,800/ year
$1,400 every month
Estimates only. Card cost = selected rate × volume + per-transaction fee × (volume ÷ average ticket); actual card pricing varies by issuer, category and geography. Furlpay is 0.5% plus roughly $0.001–$0.005 of Arbitrum gas per payment (excluded above as negligible). Live quotes: /api/payments/fees/estimate.
Frequently asked questions
How much does the Furlpay payment gateway cost?
Furlpay charges 0.5% per transaction plus a fraction of a cent of Arbitrum gas. There is no monthly fee, setup fee, or interchange. That is roughly 80% cheaper than the 2.9–3.5% typical of card processing.
Which stablecoins and network does Furlpay support?
Furlpay settles USDC on Arbitrum One (Chain ID 42161). Arbitrum is an Ethereum Layer 2 with sub-second confirmation and gas costs measured in fractions of a cent, which is what makes 0.5% pricing viable.
How do I integrate it?
Create a payment via the REST API or SDK and hand the payer an EIP-712 authorization to sign — that much works today and most integrations take an afternoon. Furlpay settling the authorization on Arbitrum and returning a signed receipt is in development; see the quickstart for the request shape, which is stable.
How fast do I get paid?
By design, immediately — an Arbitrum payment finalizes in about a second with no multi-day settlement hold or rolling reserve, unlike card processing. Furlpay is not settling live merchant volume yet; merchant settlement is in development pending production signer configuration.
Build your integration today
Free sandbox, open-source SDKs, and a 5-minute quickstart.
Furlpay is not a bank. Card comparison figures are typical published rates and vary by issuer, category, and geography.