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Wallet

A wallet with no seed phrase to lose.

Passkey-secured, phishing-resistant, and policy-gated at three independent layers. Send gasless USDC on Arbitrum — and read exactly which custody model applies to which client.

Get startedHow it works

Furlpay's wallet replaces the seed phrase with passkeys and policy-gated signing — so authorisation is bound to your device and phishing-resistant, and a single lost device cannot move your funds.

Security that gets out of your way

No seed phrase on web

The web wallet has no twelve-word phrase to write down or have phished, because signing runs through a policy-gated enclave rather than a key you store. The trade-off is that this path is custodial — the mobile app is where you hold your own key.

Phishing-resistant

Passkeys are bound to the origin, so a fake site cannot trick you into signing. WebAuthn under the hood.

Three-layer signing policy

A signature request must clear the client, our server, and the enclave's own policy. Each can refuse independently.

Gasless USDC

A paymaster sponsors gas on Arbitrum, so you send USDC without holding ETH for fees.

Real recovery

Recover access through your passkey providers instead of a fragile seed backup.

One account

The same wallet powers payments, travel, and investing — not a separate app to manage.

Frequently asked questions

How does a passkey wallet work without a seed phrase?

Passkeys (WebAuthn) authorise actions and are phishing-resistant because they are bound to this site's origin. Signing itself differs by client: the mobile app holds your key on your device, while the web app signs through a policy-gated secure enclave operated by our provider, which is custodial. We publish that distinction rather than blur it.

Is a passkey wallet safe if I lose my phone?

On the web, yes — passkeys sync through your provider (e.g. iCloud Keychain or Google), so you can regain access on a new device without a written backup. On the mobile app your key lives on the device, so losing it without your backup means the funds are unrecoverable.

Do I need ETH to pay gas?

No. A paymaster sponsors Arbitrum gas, so you can send USDC without holding ETH. Gas on Arbitrum is a fraction of a cent regardless.

Own crypto without the footguns

Passkey security, gasless USDC, real recovery.

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