UAE · Payments
A crypto payment gateway for Dubai business — 0.5%.
Let customers pay in dollar-stable USDC on Arbitrum and settle for a flat 0.5%. An alternative to card interchange, with sub-second settlement, no chargebacks, and no FX on international customers — aligned with Dubai's cashless 2026 vision.
Furlpay lets UAE businesses accept USDC stablecoin payments on Arbitrum for a flat 0.5% — versus the 2.9–3.5% typical of cards — with sub-second settlement and no chargebacks. It is an alternative payment rail you can add alongside your existing card processing.
Why Dubai merchants add USDC
0.5%, not 3.5%
Replace card interchange with a flat 0.5%. On AED 3.6m of annual volume that is roughly AED 108,000 kept rather than paid to card networks.
No FX on overseas customers
USDC is dollar-stable and borderless, so you avoid currency-conversion costs and declined foreign cards for Dubai's international customer base.
Sub-second settlement
Payments finalise on Arbitrum in about a second, not two to four working days, with no rolling reserve held against your balance.
No chargebacks
On-chain payments are final, so you avoid chargeback fraud and dispute fees. You issue refunds deliberately through the API.
Cashless 2026 aligned
As Dubai targets a cashless economy, USDC acceptance adds a modern digital rail your international guests already use.
Open-source SDKs
TypeScript, Python and Rust SDKs, plus webhooks, so your team can integrate and reconcile programmatically.
Model your savings (AED)
You save
$16,800/ year
$1,400 every month
Estimates only. Card cost = selected rate × volume + per-transaction fee × (volume ÷ average ticket); actual card pricing varies by issuer, category and geography. Furlpay is 0.5% plus roughly $0.001–$0.005 of Arbitrum gas per payment (excluded above as negligible). Live quotes: /api/payments/fees/estimate.
Furlpay is not currently licensed by Dubai's Virtual Assets Regulatory Authority (VARA). Offering virtual asset services in or from the Emirate of Dubai requires a VARA licence; Furlpay is evaluating licensing and is not soliciting regulated virtual asset activity from UAE residents ahead of authorisation. Virtual assets are not legal tender, carry risk, and can lose value.
Frequently asked questions
How do Dubai businesses accept crypto payments?
A UAE business adds Furlpay's hosted checkout or API alongside its existing processor. Customers pay in USDC on Arbitrum, the business receives a signed receipt, and funds settle in about a second for 0.5% — with no card form and no chargebacks.
Is Furlpay licensed by VARA?
No. Offering virtual asset services in or from Dubai requires a licence from the Virtual Assets Regulatory Authority (VARA); Furlpay is not currently VARA-licensed and is evaluating licensing. Virtual assets carry risk and can lose value.
Is crypto payment adoption real in Dubai?
Yes. Emirates and Dubai Duty Free are enabling crypto payments via Crypto.com, luxury hotels such as Palazzo Versace Dubai already accept crypto, and the UAE has launched a regulated dirham stablecoin (DDSC). Dubai is targeting a largely cashless economy in 2026.
Add USDC payments to your Dubai business
Request a demo or model your savings.