Japan Pricing
Priced in yen. 0.5% to accept.
A flat 0.5% per transaction for merchants, a genuinely useful free consumer tier, and a custom enterprise plan — all in JPY.
Standard
¥0/mo
For everyday spending
- ✓ 1% stablecoin cashback
- ✓ Up to 4% AER on idle USDC
- ✓ Virtual stablecoin card
- ✓ Local JPY account
- ✓ Fractional investing
Pro
POPULAR¥1,480/mo
For power users
- ✓ 2% cashback (up to ¥1M/mo)
- ✓ Up to 6% AER on balances
- ✓ Metal physical card
- ✓ Higher limits & priority FX
Ultra
¥4,480/mo
For builders & teams
- ✓ 3% cashback + up to 8% AER
- ✓ Portfolio-backed credit line
- ✓ Full API + webhooks
- ✓ Dedicated MPC policy · 24/7 support
Enterprise
Custom pricing for Japanese volume.
For Japan's hotels, ryokans, airlines, marketplaces and platforms settling stablecoins at scale. Rates below 0.5%, a defined SLA, and the controls procurement and security teams ask for.
- ✓ Volume rates below 0.5% per transaction
- ✓ Uptime & settlement SLA (defined per contract)
- ✓ Dedicated account manager · priority support
- ✓ Per-transaction audit trail & signed receipts
- ✓ Reconciliation exports (CSV / ISO 20022)
- ✓ Sanctions screening, Travel Rule & jurisdiction controls
Questions
What does Furlpay charge Japanese merchants?
Merchant payments are a flat 0.5% per transaction settled in USDC on Arbitrum, with no monthly or setup fee. That is roughly 85% cheaper than the 3–4% typical of card processing in Japan once international and FX costs are included.
Is the pricing really in yen?
Yes. Consumer plans are billed in yen and you can hold a local JPY account. Merchant settlement is in USDC, which you can convert to yen or hold as a dollar-stable balance.
Is there volume pricing for businesses?
Yes. At higher volume the Enterprise plan offers custom rates below 0.5%, a settlement and uptime SLA, a dedicated account manager, per-transaction audit trails, and reconciliation exports. Contact sales for a quote.
Is Furlpay registered with the JFSA?
No. Furlpay is not registered with Japan's Financial Services Agency as a Crypto-Asset Exchange or EPIESP. USDC is a legal Electronic Payment Instrument in Japan distributed via registered intermediaries such as SBI VC Trade; Furlpay is evaluating a licensed-intermediary pathway. Crypto assets can lose value.
Furlpay is not registered with Japan's Financial Services Agency (JFSA) as a Crypto-Asset Exchange Service Provider or an Electronic Payment Instrument Exchange Service Provider (EPIESP). Since 1 June 2026 USDC is legally recognised in Japan as an Electronic Payment Instrument, distributed through JFSA-registered intermediaries such as SBI VC Trade; Furlpay is evaluating a licensed-intermediary pathway and is not soliciting regulated crypto-asset or stablecoin activity from residents of Japan ahead of registration. Crypto assets are not legal tender, carry risk, and can lose value.