Japan · Hotels & ryokans
Crypto payments for Japanese hotels — 0.5%, no chargebacks.
Japan's 40M+ inbound visitors bring high-value, cross-border bookings — exactly where card and FX costs bite hardest, and where premium ryokans and city hotels charge ¥50,000–¥200,000 a night. Let guests pay in dollar-stable USDC on Arbitrum, settle for a flat 0.5%, and remove FX and chargebacks — via an API that runs beside your PMS.
Japanese hotels and ryokans can accept USDC stablecoin payments through Furlpay for a flat 0.5% — versus 3–4% on cards plus FX — with no foreign-exchange cost on inbound guests, ~1-second settlement, and no chargebacks. It runs alongside your existing property-management system.
Built for how Japanese hotels take payment
0.5%, not 3–4%
Replace card interchange plus FX with a flat 0.5%. On ¥200M/year of bookings that is roughly ¥6M kept rather than paid to card networks.
No FX on inbound guests
USDC is dollar-stable and borderless — no currency-conversion markups or declined foreign cards for Japan's international travellers.
~1-second settlement
Funds finalise on Arbitrum in about a second, not two to four working days, improving cash flow with no rolling reserve.
No chargebacks
On-chain payments are final, so no-show and friendly-fraud chargebacks — and their dispute fees — disappear on high-value ryokan stays.
Enhances omotenashi
A seamless, frictionless checkout complements Japanese hospitality rather than replacing it — one less point of friction for the guest.
Runs beside your PMS
Add Furlpay's API and hosted checkout alongside your property-management system — no rip-and-replace required.
Model your property's savings (JPY)
You save
$16,800/ year
$1,400 every month
Estimates only. Card cost = selected rate × volume + per-transaction fee × (volume ÷ average ticket); actual card pricing varies by issuer, category and geography. Furlpay is 0.5% plus roughly $0.001–$0.005 of Arbitrum gas per payment (excluded above as negligible). Live quotes: /api/payments/fees/estimate.
Furlpay is not registered with Japan's Financial Services Agency (JFSA) as a Crypto-Asset Exchange Service Provider or an Electronic Payment Instrument Exchange Service Provider (EPIESP). Since 1 June 2026 USDC is legally recognised in Japan as an Electronic Payment Instrument, distributed through JFSA-registered intermediaries such as SBI VC Trade; Furlpay is evaluating a licensed-intermediary pathway and is not soliciting regulated crypto-asset or stablecoin activity from residents of Japan ahead of registration. Crypto assets are not legal tender, carry risk, and can lose value.
Frequently asked questions
How can a Japanese hotel accept crypto payments?
The hotel adds Furlpay's hosted checkout or API alongside its property-management system. The guest pays in USDC on Arbitrum, the hotel receives a signed receipt, and funds settle in about a second for 0.5% — with no card form and no chargebacks.
Is this cheaper than cards for inbound guests?
Typically yes. Card interchange runs 3–4% plus FX on overseas guests, whereas Furlpay is a flat 0.5% with no FX markup. A hotel with ¥200M of annual card volume keeps roughly ¥6M.
Is accepting USDC legal for a hotel in Japan?
Yes. Since 1 June 2026 USDC is a recognised Electronic Payment Instrument under Japanese law, distributed by JFSA-registered intermediaries such as SBI VC Trade. Retailers like Bic Camera already accept crypto, so acceptance precedent exists.
See what your property would save
Request a demo or model your volume.