Free tool
Gas cost estimator
Settling payments on-chain costs a network fee (gas). See how Arbitrum — Furlpay's rail — compares with Ethereum, Base, Polygon, and Solana for your volume. Arbitrum gas is a fraction of a cent, which is what makes 0.5% pricing possible.
| Chain | Per payment | Monthly | Annual |
|---|---|---|---|
| Arbitrum OneFurlpay's settlement rail | $0.0030 | $30.00 | $360.00 |
| BaseEthereum L2 | $0.0050 | $50.00 | $600.00 |
| Polygon PoSSidechain | $0.010 | $100.00 | $1,200.00 |
| SolanaHigh-throughput L1 | $0.0008 | $8.00 | $96.00 |
| Ethereum mainnetL1 — highly variable | $1.50 | $15,000.00 | $180,000.00 |
Settling on Arbitrum instead of Ethereum mainnet saves roughly $179,640.00 a year in gas at this volume.
Illustrative estimates for a USDC transfer, not live quotes. Ethereum mainnet gas is highly variable and can be far higher at peak. Furlpay can also sponsor Arbitrum gas via a paymaster, so end users may pay nothing.
Frequently asked questions
How much does gas cost for a USDC payment on Arbitrum?
A USDC transfer on Arbitrum One typically costs a fraction of a cent — roughly $0.002–$0.005 — versus often $1 or more on Ethereum mainnet. That sub-cent cost is what makes 0.5% payment pricing and per-request micropayments viable.
Why is Arbitrum so much cheaper than Ethereum?
Arbitrum is an Ethereum Layer 2 that batches many transactions and settles proofs to Ethereum, spreading the mainnet cost across all of them. You get Ethereum-grade security at a small fraction of the gas cost.
Do Furlpay users pay gas themselves?
Not necessarily. Furlpay can sponsor Arbitrum gas via a paymaster, so a user can send USDC without holding ETH for fees. Even unsponsored, Arbitrum gas is a fraction of a cent.