Free tool
Stablecoin payments ROI calculator
See your full annual return from switching to USDC — not just the fee saving, but the chargebacks you avoid and the settlement time you gain. Enter your volume, average ticket, and how much of your business is international.
Estimated annual saving
$19,250
$16,250 fees + $3,000 chargebacks avoided
Estimates only. Card cost = 2.9% domestic + 1.5% extra on the international share + $0.30/tx; chargeback cost is an illustrative 0.6% of volume; actual figures vary by business. Furlpay is 0.5% plus sub-cent Arbitrum gas. Not a guarantee of savings.
Frequently asked questions
How much can a business save by switching to stablecoin payments?
It depends on volume and international mix, but moving from ~2.9–3.5% cards to a flat 0.5% typically saves 80–85% on fees, plus eliminating chargebacks (often ~0.5–1% of volume). A business doing $500,000 a year with a large international share commonly saves $15,000–$25,000 annually.
Why does the international customer mix matter?
Cards charge extra cross-border and foreign-exchange fees on international customers — often another 1–1.5% on top of base rates. USDC is dollar-stable and borderless, so it removes that surcharge entirely, which is why savings rise with your international share.
How does eliminating chargebacks add to ROI?
On-chain USDC payments are final, so there are no chargebacks or dispute fees. For businesses with meaningful dispute rates, the avoided chargeback cost can rival the fee savings itself.
Furlpay is not a bank. Figures are illustrative estimates and not a guarantee of savings.