UK Pricing
Priced in pounds. 0.5% to accept.
A flat 0.5% per transaction for merchants, a genuinely useful free consumer tier, and a custom enterprise plan — all in GBP.
Consumer plans are in development.
The tiers below describe what Furlpay is building, not what you can buy today. The card program, cashback, yield on idle balances, local currency accounts and stock investing are not open — no plan is currently on sale and no card has been issued. What is live now is the web app, the passkey wallet and the developer platform, all free. See exactly what is running, or join early access to hear when a plan opens.
Standard
£0/mo
For everyday spending
- ✓ 1% stablecoin cashback
- ✓ Up to 4% AER on idle USDC/EURC
- ✓ Virtual stablecoin card
- ✓ Local GBP/EUR account
- ✓ Fractional investing
Pro
POPULAR£9/mo
For power users
- ✓ 2% cashback (up to £8k/mo)
- ✓ Up to 6% AER on balances
- ✓ Metal physical card
- ✓ Higher limits & priority FX
Ultra
£29/mo
For builders & teams
- ✓ 3% cashback + up to 8% AER
- ✓ Portfolio-backed credit line
- ✓ Full API + webhooks
- ✓ Dedicated MPC policy · 24/7 support
Enterprise
Custom pricing for UK volume.
For UK hotels, airlines, marketplaces and platforms settling stablecoins at scale. Rates below 0.5%, a defined SLA, and the controls procurement and security teams ask for.
- ✓ Volume rates below 0.5% per transaction
- ✓ Uptime & settlement SLA (defined per contract)
- ✓ Dedicated account manager · priority support
- ✓ Per-transaction audit trail & signed receipts
- ✓ Reconciliation exports (CSV / ISO 20022)
- ✓ Sanctions screening, Travel Rule & jurisdiction controls
Questions
What does Furlpay charge UK merchants?
Merchant payments are a flat 0.5% per transaction settled in USDC on Arbitrum, with no monthly or setup fee. That is roughly 80–85% cheaper than the 2.9–3.5% typical of UK card processing.
Is the pricing really in GBP?
Yes. Consumer plans are billed in pounds and you can hold a local GBP account. Merchant settlement is in USDC, which you can convert to GBP or hold as a dollar-stable balance.
Is there volume pricing for businesses?
Yes. At higher volume the Enterprise plan offers custom rates below 0.5%, a settlement and uptime SLA, a dedicated account manager, per-transaction audit trails, and reconciliation exports. Contact sales for a quote.
Is Furlpay authorised by the FCA?
Not yet. The FCA cryptoasset authorisation gateway opened on 30 September 2026 and the regime becomes mandatory on 25 October 2027; Furlpay is preparing for it. Cryptoassets are not covered by the Financial Services Compensation Scheme and can lose value.
Furlpay is not currently authorised by the Financial Conduct Authority. The FCA cryptoasset authorisation gateway opened on 30 September 2026, and the new regime becomes mandatory on 25 October 2027; Furlpay is preparing for it. Cryptoassets are not regulated deposits, are not covered by the Financial Services Compensation Scheme, and can lose value.