Stablecoin settlement
USDC settlement across Arbitrum, Base, Ethereum and Solana, with a double-entry ledger in integer minor units — floats never touch money.
Our Founders
Building the financial rails for the agentic internet.
Ashutosh Kumar Singh
Founder & CEO, FurlPay · Software Engineer at Skyhigh Security
- Skyhigh SecuritySoftware Engineer
- QuantiphiCybersecurity Engineer
founder@furlpay.comhello@furlpay.com
Ashutosh is a software engineer working across cloud infrastructure and security. He founded FurlPay to build payment infrastructure for a web where software, not only people, moves money.
His work on FurlPay is mostly in the parts nobody sees: the ledger that has to balance, the settlement path that must not double-pay, and the authorization boundary that decides whether a transaction is allowed to reach a signing key at all.
Working with Google
Experience in fintech
Google Cloud certifications, issued to individuals who pass Google's own examinations in cloud architecture and cloud security.
- Professional Cloud ArchitectGoogle Cloud
- Professional Cloud Security EngineerGoogle Cloud
What he builds
The parts of a payment nobody sees.
Agentic payments
Per-request payments over the open x402 standard, with agent keys held to explicit spending policies rather than trusted by default.
Transaction security
One authorization boundary: simulation, device attestation, user confirmation and the signature all commit to the same canonical transaction, or nothing is signed.
Get in touch
Email him directly.
No contact form, no routing queue. FurlPay works with founders, engineering teams and payment companies internationally — write in English from wherever you are.
- founder@furlpay.comFounder
- hello@furlpay.comGeneral
FurlPay's work reaches
- United States
- United Kingdom
- United Arab Emirates
- Hong Kong
- Singapore
- Japan
- India
What FurlPay does
One financial platform for payments, stablecoins, travel and your everyday wallet.
FurlPay brings payments, stablecoins, cards, travel and digital wallets into one financial platform — a simpler way for people and businesses to move, hold and spend money across the modern internet.
Stablecoins & payments
Accept and send USDC on Arbitrum with sub-second settlement and a live fee API. Merchants take stablecoin payments online with hosted checkout, receipts and refunds.
- USDC payments
- Hosted checkout
- On-chain settlement
- Programmable payouts
Travel
Book hotels and flights and pay in USDC, with on-chain receipts and rewards. Stays and flights paid in stablecoins, settled on-chain.
- Hotels and stays
- Flights
- Paid in stablecoins
- On-chain receipts
Wallet
A passkey-secured MPC wallet — phishing-resistant, with no seed phrase to lose. The signing key is split 2-of-2, so neither FurlPay nor a single device can move funds alone.
- No seed phrase
- 2-of-2 MPC custody
- Multi-asset balances
- Wallet handles
Cards
Virtual and physical cards that spend from the same balance, with a daily limit, a per-purchase limit and a freeze you control.
- Virtual cards
- Physical cards
- Daily limits
- Freeze on demand
x402 for AI agents
Give an autonomous agent its own wallet, a spending policy it cannot exceed, and the ability to pay per API call over x402 — with human approval required before money moves.
- Agent wallets
- Spending policies
- Pay per API call
- Human approval
Across your devices
Your wallet in your pocket — and on your wrist.
One account, one balance and the same spending controls wherever you open FurlPay. The web app is live today; the native clients are built and not yet in the app stores, and we would rather say so than show you a store badge that goes nowhere.
- WebLiveUse FurlPay in any modern browser today.
- AndroidIn buildA signed release build exists; the Play listing is not published yet.
- iOSIn buildThe client builds on macOS CI and has not been submitted to the App Store.
- Wear OSIn developmentA Kotlin companion app, validated on the Wear OS 5 emulator. Physical-device testing and a store listing are still ahead.