UK · Payments
A crypto payment gateway for UK business — 0.5%.
Let customers pay in dollar-stable USDC on Arbitrum and settle for a flat 0.5%. An alternative to UK card interchange, with sub-second settlement, no chargebacks, and no foreign-exchange cost on international customers.
Furlpay lets UK businesses accept USDC stablecoin payments on Arbitrum for a flat 0.5% — versus the 2.9–3.5% typical of cards — with sub-second settlement and no chargebacks. It is an alternative payment rail you can add alongside your existing card processing.
Why UK merchants add USDC
0.5%, not 3.5%
Replace card interchange with a flat 0.5%. On £1m of annual volume that is roughly £30,000 kept rather than paid to card networks.
No FX on overseas customers
USDC is dollar-stable and borderless, so you avoid currency-conversion costs and declined foreign cards at the checkout.
Sub-second settlement
Payments finalise on Arbitrum in about a second, not two to four working days, with no rolling reserve held against your balance.
No chargebacks
On-chain payments are final, so you avoid chargeback fraud and dispute fees. You issue refunds deliberately through the API.
Runs beside your stack
Add a hosted checkout or the API alongside your existing processor — no rip-and-replace, no PCI card form.
Open-source SDKs
TypeScript, Python and Rust SDKs, plus webhooks, so your team can integrate and reconcile programmatically.
Model your savings (GBP)
You save
$16,800/ year
$1,400 every month
Estimates only. Card cost = selected rate × volume + per-transaction fee × (volume ÷ average ticket); actual card pricing varies by issuer, category and geography. Furlpay is 0.5% plus roughly $0.001–$0.005 of Arbitrum gas per payment (excluded above as negligible). Live quotes: /api/payments/fees/estimate.
Furlpay is not currently authorised by the Financial Conduct Authority. The FCA cryptoasset authorisation gateway opens on 30 September 2026, and the new regime becomes mandatory on 25 October 2027; Furlpay is preparing for it. Cryptoassets are not regulated deposits, are not covered by the Financial Services Compensation Scheme, and can lose value.
Frequently asked questions
How do UK businesses accept crypto payments?
A UK business adds Furlpay's hosted checkout or API alongside its existing processor. Customers pay in USDC on Arbitrum, the business receives a signed receipt, and funds settle in about a second for 0.5% — with no card form and no chargebacks.
Is Furlpay authorised by the FCA?
Not yet. The FCA cryptoasset authorisation gateway opens on 30 September 2026 and the regime becomes mandatory on 25 October 2027; Furlpay is preparing for it. Cryptoassets are not covered by the Financial Services Compensation Scheme and can lose value.
How much can a UK merchant save versus cards?
Moving eligible payments from 2.9–3.5% card fees to a flat 0.5% saves roughly 80–85% on processing. A business with £1m of annual card volume keeps about £30,000. Use the calculator on this page to model your figure.
Add USDC payments to your UK business
Request a demo or model your savings.