Crypto Payments for Hotels: The Complete 2026 Guide
By Furlpay Team · July 6, 2026 · 8 min read
Hotels sit at the intersection of every reason stablecoin payments make sense: a high share of international guests, large average transaction sizes, painful foreign-exchange fees on foreign cards, and costly no-show chargebacks. In 2026 the early movers are already here — and any hotel can follow at a flat 0.5% with no chargebacks.
Who is already accepting crypto
- Palazzo Versace Dubai accepts Bitcoin, Ethereum and BNB for rooms, dining and spa via a Binance partnership.
- Emirates and Dubai Duty Free have signed with Crypto.com to accept crypto payments, including stablecoins.
- Trip.com integrated USDT and USDC payments for flights and hotels globally.
- Major chains including Marriott, Hilton and Accor are exploring blockchain payments for international guests.
Why hotels specifically benefit
| Pain point | On cards | On USDC (Furlpay) |
|---|---|---|
| Processing fee | 2.9% – 3.5% | 0.5% flat |
| International guest FX | 1% – 3% extra | None (dollar-stable) |
| Settlement | 2 – 4 days | ~1 second |
| No-show chargebacks | Common + dispute fees | None (on-chain final) |
On a property doing $2M a year in card volume, moving eligible bookings to 0.5% keeps roughly $60,000 that would otherwise go to card networks — before counting avoided chargebacks. Model your own number with the fee calculator or ROI calculator.
How it works without changing your PMS
You do not rip out your property-management system. Furlpay adds a hosted checkout or API alongside it: the guest pays in USDC on Arbitrum from a passkey wallet, you receive a signed receipt, and funds settle in about a second. Refunds are issued deliberately through the API, and a single USDC ledger keeps reconciliation clean.
Getting started
Start with the hotels solution page, or the regional versions for UK hotels and Dubai hotels. A pilot on a single property, run alongside your existing card acceptance, is the low-risk way to prove the savings before rolling out.
Your guests already arrive with crypto wallets and international cards. Accepting USDC turns their most expensive-to-process payments into your cheapest — at 0.5%, settled instantly, with no chargebacks.
Furlpay is not a bank. Figures are illustrative estimates and vary by property. This article is informational, not financial advice.
Ashutosh Kumar Singh
Software Engineer at Skyhigh Security · Building Furlpay · NeurIPS 2026 author · Google DeepMind contributor · ex-Quantiphi
Ashutosh is a Software Engineer at Skyhigh Security (previously Quantiphi), working across ML systems and cloud infrastructure. He is a contributor to Google DeepMind and a NeurIPS 2026 author. He is building Furlpay: stablecoin payments, travel booking, and investing in one client — settled on Arbitrum. Pay in USDC, book 2.2M+ stays and flights, and let AI agents pay per-request via x402. Phishing-resistant. Compliance-aware. Zero gas.
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