Getting Started with FurlPay

Three steps from zero to your first stablecoin payment: create the account, secure it with a passkey, and add money. Ten minutes end to end.

1. Create your account

Go to furlpay.com/signup and pick a sign-in method:

• Email code — we send a one-time code; no password exists to be stolen.
• Google or Apple — one tap, using the account already on your device.
• Phone — a one-time SMS code to an E.164 number.

FurlPay has no passwords anywhere. Every method above is a one-time proof, and the session it creates expires on its own.

2. Add a passkey (do this first)

In Settings → Security, enroll a passkey. Your device generates a hardware-backed key: fingerprint or face unlocks it, and it never leaves the device. After enrollment you can sign in with one touch, and money movement gets a biometric confirmation step. The details live in Passkeys & Biometrics.

3. Add money

From the dashboard, tap Add money. Three rails:

• Crypto deposit — a QR code and address for USDC/USDT on your chosen network. Send from any wallet or exchange; the balance updates when the transfer confirms on-chain, usually within minutes.
• Bank transfer — virtual account details (IBAN, ACH routing, or local equivalents) that credit your stablecoin balance.
• Card — buy USDC directly with a debit card through the onramp.

4. Make your first payment

Tap Send, paste the recipient address (a 0x… EVM address or a Solana address), enter the amount, and confirm with your fingerprint. See Transaction Statuses for what happens after you hit confirm, and Gasless Transfers for why there is no gas fee to worry about.

Verification limits

A fresh account starts at verification tier 0, which is enough to explore and hold small balances. Higher limits require identity verification — see the KYC Verification guide.