Activating and Managing Your Virtual Cards

Every control on a FurlPay card applies in real time — a limit you set now applies to the very next authorization.

The controls

• Label — name cards by purpose ("Subscriptions", "Travel") so statements stay readable.
• Per-purchase limit — the ceiling for any single authorization.
• Daily limit — total spend per day; the card declines past it and resets at midnight UTC.
• Channels — enable or disable online, in-person, and ATM use independently. A subscriptions card with only "online" enabled cannot be skimmed at a terminal.
• Settlement currency — which currency the card settles in (USD, EUR, GBP, INR).
• Asset priority — which stablecoin balance the card spends first.

Viewing full card details

The number and CVV stay hidden until you pass a biometric check — a fingerprint or face prompt guards every reveal, on web and in the app.

Purchase approvals (3-D Secure)

Larger or unusual purchases trigger a challenge: the purchase pauses until you approve it with your passkey in Approvals. The approval signature is bound to that exact purchase. Declining is always one tap — refusing money movement is never harder than allowing it.

Everything leaves a trail

Every settings change — a freeze, a limit change, a channel toggle — is written to an internal security event feed with the acting account, whichever surface triggered it (app, web, or the co-pilot).

Card declining unexpectedly? See Troubleshooting Declined Transactions.