Legal & Compliance
Legal & Compliance
MiCA, the GENIUS Act, Travel Rule and reserve transparency.
The CLARITY Act Is Not Dead. It Is Running Out of Calendar.
Prediction markets give the CLARITY Act a 15% chance of becoming law in 2026 — and 50% by January 2028. The bill is late, not dead. Meanwhile JPMorgan settles more than $7bn a day in tokenized deposits without waiting for it. What the 15 September Senate vote actually decides, what atomic settlement does and does not fix, and why the strongest objections come from the people who understand market structure best.
September 7, 2026 · 23 min read
Stablecoin Transaction Volume in 2026: Circle, Tether and the Race to Build the Payment Rail
Stablecoins settled $1.79 trillion in adjusted transaction volume in June 2026, up 125% year on year. USDC accounted for approximately 67% of that volume; USDT remains the largest stablecoin by market capitalisation at more than $185 billion. An analysis of what each metric measures, where Circle and Tether actually stand, and what Visa, Mastercard, Stripe, PayPal and Coinbase are building around them.
September 7, 2026 · 15 min read
Stablecoins Quietly Overtook Crypto for Cross-Border Payments — Here Is the Data
In 2025 stablecoins settled about $33 trillion on-chain, more than Visa and Mastercard combined, while Bitcoin and Ethereum's share of cross-border flows kept shrinking. The GENIUS Act, Stripe's $1.1B Bridge deal and Mastercard's $1.8B BVNK deal all landed in the same window. Here is what actually happened, with the figures checked against primary sources — and where a middleware layer like FurlPay fits.
July 18, 2026 · 12 min read
LEAP East 2026: Hong Kong Just Became the Test Bed for Stablecoin Settlement and Agent Payments
The Saudi-backed LEAP exhibition opened its first international edition in Hong Kong this week — and the agenda reads like a roadmap for regulated stablecoin money movement in APAC. Licensed issuers, Japan's newly approved JPYSC and RLUSD, and AI agents paying per request: here is what it means, and where Furlpay's rails fit.
July 8, 2026 · 7 min read
USDC's Legal Path in Japan: What the June 2026 Stablecoin Rules Mean for Payments
From 1 June 2026, qualifying foreign stablecoins can be distributed in Japan under the Payment Services Act — with USDC's pathway running through SBI VC Trade. Here is what actually changed, why USDT still can't clear the bar, and what it means for hotels and merchants.
July 7, 2026 · 7 min read
The GENIUS Act: What US Businesses Need to Know About Stablecoins in 2026
The GENIUS Act, signed in July 2025, is the first US federal law for payment stablecoins. It regulates issuers like Circle — not merchants — and gives businesses the legal clarity to accept USDC with confidence. Here is the plain-English version.
July 6, 2026 · 7 min read
FCA Crypto Regulations 2026: What UK Businesses Need to Know
The FCA published final crypto rules on 30 June 2026. The authorisation gateway opens 30 September 2026 and the regime becomes mandatory on 25 October 2027. Here is what UK businesses should understand — plainly.
July 6, 2026 · 7 min read
USDC vs USDT for Payments: Which Stablecoin Should a Business Accept?
USDT is bigger; USDC is more transparent. For accepting payments, reserve quality, attestations, and regulatory posture matter more than market cap. Here is how the two compare where it counts for merchants.
July 6, 2026 · 6 min read
Navigating MiCA: Why Furlpay Enforces Auto-Swaps to EURC/USDC
With MiCA in full effect from July 1 2026, Furlpay's Dynamic Compliance Engine auto-swaps non-compliant stablecoins into authorised EMTs for EEA users.
June 25, 2026 · 5 min read