Ashutosh Kumar Singh
Software Engineer at Skyhigh Security · Building Furlpay · NeurIPS 2026 author · Google DeepMind contributor · ex-Quantiphi
Ashutosh is a Software Engineer at Skyhigh Security (previously Quantiphi), working across ML systems and cloud infrastructure. He is a contributor to Google DeepMind and a NeurIPS 2026 author. He is building Furlpay: stablecoin payments, travel booking, and investing in one client — settled on Arbitrum. Pay in USDC, book 2.2M+ stays and flights, and let AI agents pay per-request via x402. Phishing-resistant. Compliance-aware. Zero gas.
6 articles
JPMorgan 13F Q2 2026: What the SEC Filing Actually Shows
JPMorgan reported $1,807,041,234,839 across 34,064 information-table rows for the quarter ended 30 June 2026. We parsed the original SEC XML twice and reconciled it to the dollar. Here is what the filing shows on the iShares Ethereum and Bitcoin trusts, Strategy, the bitcoin miners and the semiconductor names — and why the same filing produces different position counts, share totals and rankings depending on how the rows are read.
September 2, 2026 · 18 min read
Explore the World, One Stay at a Time: Finding Hotels, Resorts and Villas on the Map
Most hotel searches start with a text box and end with a list of 400 results you scroll past. This one starts with the world. Open the FurlPay map and explore destinations visually — 507 curated luxury properties across 79 countries, every hotel OpenStreetMap knows layered underneath, ten collections from overwater villas to alpine chalets, and rates you can settle in USDC. Here is how to actually use it.
September 1, 2026 · 11 min read
FurlPay Wallet Names Are Live: Claim the Handle Your AI Agents Will Pay With
Reserve yourname.furlpay.com — one human-readable identity for you and every agent you run. Here is why payment handles suddenly matter in 2026, how the x402 standard turned HTTP into a payment rail, exactly how reservation and consent work under the hood, and the security decisions behind binding a name to an account.
August 10, 2026 · 12 min read
Stablecoins Quietly Overtook Crypto for Cross-Border Payments — Here Is the Data
In 2025 stablecoins settled about $33 trillion on-chain, more than Visa and Mastercard combined, while Bitcoin and Ethereum's share of cross-border flows kept shrinking. The GENIUS Act, Stripe's $1.1B Bridge deal and Mastercard's $1.8B BVNK deal all landed in the same window. Here is what actually happened, with the figures checked against primary sources — and where a middleware layer like FurlPay fits.
July 18, 2026 · 12 min read
FurlPay on Your Wrist: Introducing the Wear OS App
Your portfolio, live market charts, one-tap Buy and Sell, card controls, USDC receive codes, flight booking and a voice assistant — on a watch. Here is a detailed walkthrough of every screen in the FurlPay Wear OS companion, how it stays secure without your phone, and why it is open source.
July 18, 2026 · 10 min read
Bypassing the 3% Card Tax: How I Built an x402 Settlement Layer for AI Agents and Travelers on Arbitrum
A $340 resort checkout loses $11.90 to five intermediaries before it reaches the hotel — three days later. Here is how I built Furlpay's x402 settlement layer on Arbitrum instead: the actual contract code, measured gas benchmarks from the 34-test suite, the paymaster math behind zero-gas UX, and a direct answer to 'why not just use Stripe?'
July 8, 2026 · 11 min read